Specialist Swimming Insurance

Whether you teach children, teens or adults, an Insure4Sport specialist swimming instructor policy could protect you from the high costs that could arise if an accident happens during a lesson. We can cover you for possible liability claims, plus we can also cover damage, loss or theft of any equipment you may use whilst teaching. We also offer Personal Accident and Loss of Earnings cover should you injure yourself whilst teaching and be unfit to continue working for a period of time.

• A student damages equipment during a session at a venue you are using.
  This is covered under Public Liability
• A specific action you teach is brought into question if a student suffers an injury resulting from your advice or instruction.
  This is covered under Professional Indemnity
• You become injured during a session which means you can’t work (and earn) for a period of time.
  This is covered under Loss of Earnings
• You injure yourself during a session and require physio treatment.
  This is covered under Personal Accident
• Your sports equipment needed to teach is damaged, lost or stolen.
  This is covered under Sports Equipment
• One of your employees seriously injures themselves during a teaching drill and claims compensation from you.
  This is covered under Employers Liability

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Swimming is one of the most popular participation sports in the UK. It’s a great way to keep fit, building strength and endurance, but unfortunately swimming injuries are very common. An Insure4Sport swimming insurance policy can give you total peace of mind that if an accident happens, you’re covered. We offer Personal Accident and Loss of Earnings cover, which provides compensation if you injure yourself and are unable to work and earn for a period of time.

• You injure yourself during a session and require physio treatment.
  This is covered under Personal Accident
• You suffer an injury during a session which means you can’t work and earn for a period of time.
  This is covered under Loss of Earnings
• Your sports equipment is damaged, lost or stolen.
  This is covered under Sports Equipment
• You accidentally injure another participant during a session or class and they decide to take legal action against you.
  This is covered under Public Liability

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Whatever kind of swimming team you’re a part of, it’s so important to have a specialist insurance policy in place to ensure that every member of the team is protected if an accident happens. Our policies can be tailored to suit the needs of your team and you can pick from a range of cover options such as; Public Liability, Professional Indemnity, Personal Accident and Loss of Earnings. We can also cover you in different locations, including the UK, Northern Ireland, Europe and anywhere else in the world.

• You give the go ahead to compete or practice at a facility, a member of an opposing team gets injured and you’re held responsible because the facility is deemed to be unfit.
  This is covered under Public Liability
• One of the team coaches offers advice which leads to a team member’s injury.
  This is covered under Professional Indemnity
• A team member receives an injury during a team training session and requires physio treatment.
  This is covered under Personal Accident
• Whilst travelling to, from or participating in the sport, a team member is injured which prevents them from carrying out normal work duties and therefore they incur a loss of earnings.
  This is covered under Loss of Earnings
• Team sports kit or equipment is damaged, lost or stolen.
  This is covered under Sports Equipment
• You employ a physio who injures themselves whilst running to treat an injured team member and they claim compensation from you.
  This is covered under Employers Liability

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