Gym Insurance through Insure4Sport
Insure4Sport arranges specialist gym insurance that is designed to cover gyms, fitness studios and businesses. With years of experience in insurance for gyms and sports, policies are flexible and can cover the facility and building itself, the gym equipment, and the people within it. This cover is ideal for gym operators and Personal Trainers or Fitness Instructors who run their own business.
Looking for personal or individual cover?
-
Call our UK based Customer Service
Team on: -
Alternatively you can email your enquiries to:
admin@insure4sport.co.uk
Why should you consider gym insurance?
Insurance for your gym or fitness business is an important consideration as it can protect your business and you, your employees and gym members against the risks associated with owning your own gym.
Gym business insurance
Gym insurance covers public liability, which covers incidents such as if a gym member were to injure themselves whilst on the premises and deemed the gym or one of your employees responsible. It also covers Employers’ Liability insurance, which is a legal obligation if you employ members of staff.
If you were forced to close your gym or studio unexpectedly because of events out of your control, such as if the building was impacted by floods or fire, your gym business could experience a substantial loss of revenue. Business interruption cover could help you cover lost income and manage salaries or rent, if your business cannot operate.
Gym equipment insurance
A gym insurance policy through Insure4Sport can also provide you with buildings and contents cover, which protects you if your gym is damaged and needs repair. This can also cover accidental damage, loss or theft of your gym equipment.
Contact us for an insurance quote for your gym
If you don’t need to insure a building or its contents please see our Help me choose page as this will help you decide which insurance you need.
What does Specialist Gym Insurance cover?
Buildings
Protect your facility in case it’s damaged and needs repair
Contents
Protect your contents such as ground maintenance equipment from theft, loss or accidental damage
Public Liability
Up to £5m to protect your coaches and players from third party injury and property damage
Equipment cover
Protect your sports/gym equipment from theft, loss or accidental damage
Employers liability
Up to £10m to protect your employees even if they’re volunteers
Business Interruption
Cover loss of gross revenue or profit as a result of property damage
For full details and terms and conditions of the insurance, visit our important documents page.
-
How much does gym insurance cost?
-
How much your gym insurance will cost will depend on several factors, including:
The size of your business
The location of your business
The level of cover you need
The best way to get an accurate cost is to contact the Insure4Sport team.
-
Public liability insurance can protect you and your employees if someone gets injured due to your equipment or building or if damage to third-party property damage occurs. Therefore, whilst not a legal requirement, it is an important consideration for business owners.
If your gym employs any members of staff, Employers’ Liability insurance is a legal requirement.
-
