Why choose our specialist martial arts insurance?
Martial arts covers a wide range of fighting disciplines from Karate and Judo to Kendo and Taekwondo, all of which take many years to master. Over recent years, interest has risen in martial arts, as has the need to make sure you’re properly covered. At Insure4Sport we specialise in martial arts insurance and can provide you with an affordable policy to cover you for a number of different martial arts styles, ranging from Judo and Karate to MMA and Kickboxing. Whether you’re a martial arts instructor or practitioner, we’re confident we have a policy to suit your needs.
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Why do martial arts instructors need insurance?
Every martial arts instructor should have a martial arts insurance policy to provide total peace of mind, that if an accident happens, you’re covered. An Insure4Sport martial arts insurance policy can cover you in case of any damage, loss or even theft of your specialist equipment that you use whilst teaching. We also offer Personal Accident and Loss of Earnings cover to protect you if you injure yourself during a session and require physio treatment, or are subsequently unable to work and lose income for a period of time. There is also a worldwide option, ensuring that wherever you are in the world you are, you’re covered.
Take a look at the following examples of why every martial arts instructor should have specialist insurance:- A student damages equipment during a session at a venue you are using.
- A specific action you teach is brought into question if a student suffers an injury resulting from your advice or instruction.
- * A student injures another student whilst practicing a Martial Art that permits contact such as throws (e.g. MMA), and you are deemed liable.
- You become injured during a session which means you can’t work (and earn) for a period of time.
- You injure yourself during a session and require physio treatment.
- Your sports equipment needed to teach is damaged, lost or stolen.
- One of your employees seriously injures themselves during a teaching session and claims compensation from you.
Why do martial arts practitioners need insurance?
Practitioners also need martial arts insurance to cover themselves in the event of an accident or injury. With an Insure4Sport policy, you can get covered for damage to third party property, individual accidents such as broken bones, any physiotherapy that may be needed due to the accident, as well as any loss of income you may experience due to being unfit to work.
Take a look at the following examples of why every martial arts practitioner should have specialist insurance:- You injure yourself during a session and require physio treatment.
- You suffer an injury during a session which means you can’t work and earn for a period of time.
- Your sports equipment is damaged, lost or stolen.
- You accidentally injure another participant during a session and they decide to take legal action against you.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
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