Specialist Gymnastics Insurance

Whether you coach in schools or in your spare time, you’ll be instructing and guiding gymnasts on a regular basis, which is why it’s so important to have a specialist gymnastics insurance policy in place to protect you from the risks that come with coaching. With Insure4Sport you can build your own policy choosing from cover options such as; Public Liability, Professional Indemnity, Personal Accident, Loss of Earnings, Sports Equipment and Worldwide cover.

• A student damages equipment during a session at a venue you are using.
  This is covered under Public Liability
• A specific action you teach is brought into question if a student suffers an injury resulting from your advice or instruction.
  This is covered under Professional Indemnity
• You injure yourself during a session which means you can’t work (and earn) for a period of time.
  This is covered under Loss of Earnings
• You injure yourself during a session and require physio treatment.
  This is covered under Personal Accident
• Your sports equipment needed to teach is damaged, lost or stolen.
  This is covered under Sports Equipment
• One of your employees seriously injures themselves during a teaching drill and claims compensation from you.
  This is covered under Employers Liability

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Gymnasts, along with cheerleaders, have one of the highest injury rates of any athlete. Muscle tears, whiplash and neck injuries are common, which is why it’s essential to have a specialist insurance policy in place to protect you if an accident happens. A specialist gymnastics insurance policy from Insure4Sport can provide cover for personal accident including broken bones and physiotherapy, plus Loss of Earnings cover which provides compensation should you injure yourself during a performance or training session and be unfit to work for a period of time.

• You injure yourself during a performance or training session and require physio treatment.
  This is covered under Personal Accident
• You suffer an injury during a performance or training session which means you can’t work and earn for a period of time.
  This is covered under Loss of Earnings
• Your sports equipment is damaged, lost or stolen.
  This is covered under Sports Equipment
• You accidentally injure another participant during a performance or training session and they decide to take legal action against you.
  This is covered under Public Liability

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Insure4Sport offers amateur gymnastics teams a policy that can be specifically tailored to the needs of the team. Both junior and adult teams can be insured on the same policy, providing complete peace of mind that every time the team steps up, everything from the apparatus to the gymnasts’ legal responsibility is covered.

• You give the go ahead to play or practice at a facility, a member of an opposing team gets injured and you’re held responsible because the facility is deemed to be unfit.
  This is covered under Public Liability
• One of the team coaches offers advice which leads to a team member’s injury.
  This is covered under Professional Indemnity
• A team member injures themselves during a team training session and requires physio treatment.
  This is covered under Personal Accident
• A team member injures themselves whilst travelling to, from or participating in the sport, which prevents them from carrying out normal work duties and therefore they incur a loss of earnings.
  This is covered under Loss of Earnings
• Team sports kit or equipment is damaged, lost or stolen.
  This is covered under Sports Equipment
• You employ a physio who injures themselves whilst running to treat an injured team member and they claim compensation from you.
  This is covered under Employers Liability

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