Why choose our specialist cheerleading insurance?
In such a high-flying, twisting and turning world, specialist cheerleading insurance is a must have for everyone who wants to maximise their enjoyment of the sport. In association with UK Cheerleading, Insure4Sport have created bespoke insurance policies for cheerleading coaches and instructors, teams and individual cheerleaders, to provide total peace of mind that if an accident happens, you’re covered.
Ready to get a tailored quote?
Why do cheerleading coaches need insurance?
Our specialist cheerleading coach policy covers all cheerleading disciplines including acrobatics. As a cheerleading coach you’ll be advising and guiding the team on a regular basis. If someone injures themselves following your advice or instruction and decides to take legal action, it could set you back thousands. With Insure4Sport you can choose from a range of cover options such as; Public Liability, Professional Indemnity, Personal Accident, Loss of Earnings, Employers Liability and Sports Equipment.
Take a look at the following examples of why every cheerleading coach should have specialist insurance:- A student damages equipment during a performance or practice at a venue you are using.
- A specific action you teach is brought into question if a student suffers an injury resulting from your advice or instruction.
- You injure yourself during a performance or practice which means you can’t work (and earn) for a period of time.
- You injure yourself during a performance or practice and require physio treatment.
- Your sports equipment needed to teach is damaged, lost or stolen.
- One of your employees seriously injures themselves during a performance or practice and claims compensation from you.
Why do cheerleaders need insurance?
Cheerleaders, along with gymnasts, have one of the highest injury rates of any athlete. Muscle tears, whiplash and neck injuries are common, which is why it’s essential to have a specialist insurance policy in place to protect you if an accident happens.
Take a look at the following examples of why every cheerleader should have specialist insurance:- You injure yourself during a performance or practice and require physio treatment.
- You suffer an injury during a performance or practice which means you can’t work and earn for a period of time.
- Your sports equipment is damaged, lost or stolen.
- You accidentally injure another participant during a performance or practice and they decide to take legal action against you.
Why do cheerleading clubs need insurance?
Insure4Sport can offer cheerleading clubs a bespoke insurance policy, completely tailored to meet the needs of everyone within the team. Cheerleading carries its risks, which is why it’s important for every team to have insurance. An Insure4Sport policy takes away the hassle, allowing the team to focus on what matters, competing and enjoying the sport. Choose from a range of cover options such as; Public Liability, Professional Indemnity, Personal Accident, Loss of Earnings, Employers Liability and Sports Equipment.
Take a look at the following examples of why every cheerleading team should have specialist insurance:- You give the go ahead to compete or practice at a facility, a member of an opposing team gets injured and you’re held responsible because the facility is deemed to be unfit.
- One of the team coaches offers advice which leads to a student’s injury.
- A student receives an injury during a team performance or practice that requires physio treatment.
- Whilst travelling to, from or participating in the sport, a team member is injured which prevents them from carrying out normal work duties and therefore they incur a loss of earnings.
- Team sports kit or equipment is damaged, lost or stolen.
- You employ a physio who injures themselves whilst running to treat an injured team member and they claim compensation from you.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
Get FREE business support and training tips straight to your inbox!
Please fill in all fields below.
Please supply a valid email address.
Please confirm your preferences by selecting from the options below.
Our free email newsletter is bursting at the seams with offers, business advice, guides and tips to help keep you and your business performing at its peak.
Your data is safe with us and you can unsubscribe at any time.
For more information, please see our Privacy policy.
Got it!
We'll be in touch soon