Why do I need windsurfing instructor insurance?
Windsurfing offers unique thrills, but such thrills come with an element of risk, especially for instructors. From injury to yourself and your students to the loss, theft and damage of your equipment, a wide range of scenarios could leave you unable to work, or the target of a costly compensation claim.
Insure4Sport’s windsurfing instructor insurance is specifically tailored to cover you against these instances, keeping you protected whenever you take to the waves.
What does windsurfing instructor insurance cover?
Public Liability cover against injury or property damage:
When you’re windsurfing, the weather can be unpredictable, meaning accidents and injuries can happen. This in turn means you could be on the receiving end of a compensation claim.
Insure4Sport’s Public Liability cover makes sure you’re not exposed to this financial risk. It covers your legal liability if a claim is made against you for third party injury or property damage, meaning these claims won’t cause permanent damage to your business.
- Our tailored Public Liability starts at just £5.85 per month* for £1 million of cover, with up to £10 million available if you need it.
- You’ll also get £1 million of Professional Indemnity cover for free when you take out Insure4Sport’s Public Liability, which protects you against any claims arising from advice you’ve given.
Personal Accident cover if you require treatment:
Back injuries are one of the most common accidents windsurfers suffer, and recovery can’t be rushed. If you find yourself admitted to hospital, require physiotherapy or need dental treatment for your injuries, Insure4Sport’s Personal Accident cover can compensate you, with optional Loss of Earnings cover also available.
- Insure4Sport provides up to £50,000 of Personal Accident cover, with prices starting at just £1.13 a month for £10,000 of cover*.
- If you’re worried about losing your income whilst recovering, we offer optional Loss of Earnings cover from £2.25 a month.*
Compensation for equipment repairs and replacements:
It’s unthinkable for a windsurfing instructor to take students out onto the water without the appropriate equipment. If your equipment is lost, stolen or damaged, this could play havoc with your schedule.
Thanks to Insure4Sport’s Equipment Cover, your equipment can be repaired or replaced with minimal disruption, meaning you’ll be back on the water as quickly as possible if something goes wrong.
- Cover your equipment against loss, theft or damage for as little as £1.13 a month for £250 worth of equipment.*
- If an item is under a year old - and it was bought new - we’ll replace it New-for-Old. We’ll pay for repairs or replacements required up to the figure stated in your Insurance Schedule.
Why choose our windsurfing instructor insurance?
Insure4Sport’s tailored windsurfing instructor insurance is like a life vest for your business, helping ensure you stay afloat no matter what you encounter.
Creating your policy online is quick and easy, with the added bonus of our Lowest Price Guarantee. Get an instant online quote here to get the cover you need to sail with confidence all year round.
If you’re a participant looking for windsurfing insurance you can get an instant online quote here.
*Price includes introductory 10% discount and correct as of February 2018.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
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