Why do I need Spinning Class insurance?
Whether you’re taking a spinning class or leading one, you can be injured, accidentally injure someone else, or damage equipment or other property. Your own equipment can also be lost, stolen or damaged.
Insure4Sport’s tailored spinning class insurance makes sure you’re protected from these instances, so you can take each session with a clear head.
What does Spinning Class insurance cover?
Public Liability cover against injury or property damage:
If someone falls off a bike or tears a muscle during a spinning class you’re teaching, you could face a potentially costly compensation claim.
That’s why Insure4Sport offers Public Liability cover – to limit your legal accountability if a claim is made against you for third party injury or property damage, so that the costs of such claims don’t damage your business.
- Our tailored Public Liability starts at £1 million, which costs £4.12 per month* for instructors and £1.27 a month* for participants.
- You also get £1 million Professional Indemnity cover free when you take out Insure4Sport’s Public Liability cover, protecting you against claims arising from instructions you’ve given.
Personal Accident cover if you require treatment:
Even though it’s a low impact sport, spinning can still lead to accidental injuries - like falling when you dismount - leaving you facing bills for physiotherapy and potentially lost income.
Insure4Sport’s Personal Accident cover is designed to give you peace of mind, by contributing towards the costs of physiotherapy or dental treatment, with an additional benefit provided for hospitalisation and permanent disablement.
- Insure4Sport provides up to £50,000 Personal Accident cover, with prices starting at just £1.13 per month for both participants and instructors*.
- You can also add Loss of Earnings cover from £2.25 per month for both participants and instructors*.
Compensation for equipment repairs and replacements:
If the equipment you use during a spin class – such as bikes, resistance bands or sound streaming devices – is lost, stolen or damaged, you might find it impossible to work.
With Insure4Sport’s Equipment Cover, you can get reimbursements and repairs in no time.
- We’ll cover your equipment against loss, theft or damage from as little as £1.13 a month for participants and instructors.*
- If the item is less than one year old - and it was bought new - we’ll replace it New-for-Old. We’ll make repairs or organise replacements up to the figure stated in your Insurance Schedule.
Why choose our Spinning Class insurance?
Insure4Sport’s tailored spinning class insurance is designed to keep you spinning no matter what. Create and buy your policy quickly online, and never pay more than you need to with our Lowest Price Guarantee.
Get an instant online quote to make sure your cover is sorted before youe next spinning session.
*Price includes introductory 10% discount and correct as of February 2018.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
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