Why do I need skydiving insurance?
There’s nothing quite like the adrenaline rush and freedom of skydiving, but even the most stringent safety measures don’t guarantee your protection from accidents. Experienced skydiving instructors with thousands of jumps under their belt still need to manage the risks associated with their sport by taking out appropriate cover – especially when ensuring another’s safety on a tandem jump.
Insure4Sport’s specialist skydiving instructor insurance lets skydiving coaches and instructors tailor their cover. So, whether you require Public Liability, Personal Accident or Loss of Earnings protection – we will make sure you have the right insurance for every jump.
What does skydiving instructor insurance cover?
Public Liability cover against injury or property damage: As a skydiving instructor you need Public Liability, given the potential risks of your profession.
With even the simplest jump involving many risks, you need to ensure you’re fully protected against third party claims for injury or property damage. It only takes one mishap during an instructional jump, for someone in your care to get badly injured.
- With Insure4Sport, you can get Public Liability cover worth from £1 million up to £10 million.
- This includes up to £1 million of Professional Indemnity cover, protecting you from any problems arising from the skydiving advice you give.
Personal Accident cover if you require treatment: Freefalling thousands of feet through the air is one of the most exciting experiences imaginable, but there is always a risk of sustaining injury on the way down, particularly on landing. Insure4Sport’s Personal Accident cover will make sure the right protection is in place, should you be injured during a jump.
- With Insure4Sport, you can get from £10,000 to £50,000 worth of Personal Accident cover.
- If you couldn’t work for long periods due to your injuries, our Loss of Earnings cover provides you with up to £750 a week of compensation for up to 52 weeks.
Compensation for equipment repairs and replacements: Skydiving requires a great deal of expensive equipment, all of which is vulnerable to damage or theft throughout the course of a jump. Insure4Sport’s Equipment cover makes sure you’re covered for the cost of repairs or replacements if your kit is lost, stolen or damaged.
- Cover your equipment against loss, theft or damage for £250 worth of equipment.
- As long as your equipment was less than a year old and you bought it from new, we’ll replace it New-for-Old. We will cover repairs and replacements up to the amount stated in your Insurance Schedule.
Why choose our skydiving instructor insurance?
As specialist sport insurers, Insure4Sport understand the thrills and risks of skydiving better than anyone. With our Lowest Price Guarantee, you can be confident you’re getting the best possible price. Get your instant online quote today, and have peace of mind every time you jump.
If you're a participant looking for skydiving insurance get an instant online quote here.
*Monthly payments only available for annual premiums of £50 or over.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
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