Why do I need MMA insurance?
Statistically, MMA (or mixed martial arts) is the contact sport with the highest level of injury, so it’s unthinkable for an MMA instructor to practice without the right insurance.
Insure4Sport offers bespoke MMA instructor insurance to protect you against injury, as well as the loss, theft and damage of your equipment. So if something outside your control happens when you’re in the ring, we’ll make sure you’re ready for it.
What does MMA instructor insurance cover?
Public Liability cover against injury or property damage: Whilst many sports have elements of risk, MMA is full-on from the get-go. As such, you could inadvertently cause injury to another person or damage someone’s property.
Our Public Liability insurance makes sure your back is covered against such instances.
- Get Public Liability cover worth up to £10 million.
- When you take out Public Liability with us, you’ll get £1 million Professional Indemnity cover included.
What’s more, we also offer Participant to Participant Liability cover for MMA instructors. This protects you if someone you’re instructing injures another participant during a sport where tackles, scrums, mauls, or throws are permitted, and you are deemed liable.
Personal Accident cover if you require treatment: The physicality and intensity of MMA means you could sustain a serious injury which puts you out of action for longer than you can afford.
Fortunately, our Personal Accident cover will compensate you if you’re admitted to hospital or require physiotherapy or dental treatment for your injuries. This cover also provides a benefit for accidental death and permanent total disablement.
- With Insure4Sport, you can get £10,000 Personal Accident cover.
- On top of our Personal Accident cover, we also offer Loss of Earnings cover up to £750 a week for up to 52 weeks, meaning you’ll be financially supported if you’re out of action.
Compensation for equipment repairs and replacements: It’s not just your body that’s at risk when instructing Mixed Martial Arts - your equipment needs protection too.
Insure4Sport’s Equipment cover keeps your kit protected in and out of the ring, including the risk of theft when you’re instructing.
- You can add Equipment cover to your policy, starting from £250 worth of cover.
- If your equipment is less than a year old - and you bought it new - we’ll replace it New-for-Old and repair/replace items up to the amount stated in your Insurance Schedule.
Why choose our MMA instructor insurance?
Elite sports such as MMA require instructors – and insurance – that are prepared to tackle a wide range of unexpected scenarios. That’s why our MMA instructor insurance is tailored to give you just the right level of cover at just the right price. Get an instant online quote with our Lowest Price Guarantee, and make sure you leave nothing to chance.
If you're a participant looking for MMA insurance get an instant online quote here
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
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