Why do I need Kitesurfing instructor insurance?
Being a kitesurfing instructor is a delicate balancing act. It only takes a split second for you or someone in your care to sustain an injury, or for your kit to be lost, stolen or damaged. Thankfully, Insure4Sport’s kitesurfing instructor insurance is designed to make your job as plain sailing as possible.
What does Kitesurfing instructor insurance cover?
Public Liability cover against injury or property damage: If you accidentally cause third party injury or property damage, you need to know you’ve got the right insurance if a costly compensation claim is made against you – for example, if someone you’re instructing hurts themselves and holds you responsible.
Insure4Sport’s Public Liability protects your legal liability if a claim is made against you for third party injury or property damage.
- We offer tailored Public Liability cover, from £1 million for £12.75 a month right up to £10 million for £18.75 a month*.
- When you take out Public Liability with us, you’ll get £1 million Professional Indemnity cover included at no extra cost, which protects you from claims made following advice you’ve given.
Personal Accident cover if you require treatment: Kitesurfing wouldn’t be kitesurfing without risk – and because of the speed at which you can travel, injuries like concussions, bone breaks and fractures come with the territory.
Our Personal Accident cover will compensate you if you’re admitted to hospital, require physiotherapy or need dental treatment for your injuries. This cover also provides a benefit for accidental death and permanent total disablement.
- With Insure4Sport, you can get £10,000 Personal Accident cover for just £2.63 a month.* Kitesurfing instructors can get cover up £50,000 for just £3.75 a month.*
- We also offer Loss of Earnings cover of up to £750 a week for up to 52 weeks, meaning you’ll be financially supported if you’re out of action.
Compensation for equipment repairs and replacements: If your kitesurfing equipment is lost, stolen or damaged, we’ll reimburse you for repairs or replacement through our tailored kitesurfing instructor insurance.
- Cover your equipment against loss, theft or damage whilst at home and at work, from £1.13 a month based on an equipment value of £250 *..*
- We’ll repair your equipment up to the figure stated in your Insurance Schedule. If it’s less than one year old and bought new, we’ll replace it New-for-Old.
Why choose our Kitesurfing instructor insurance?
Insure4Sport’s kitesurfing instructor insurance lets you tailor your cover so you’ll never pay for more cover than you need. And thanks to our Lowest Price Guarantee, we’ll never be beaten on price. Get an instant online quote and leave distractions on dry land every time you harness up.
If you're a participant looking for Kitesurfing insurance get an instant online quote here
*Price includes introductory 10% discount and correct as of February 2018.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
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