Specialist sports insurance for:
Fitness Class
Gym Insurance
Why choose our specialist gym insurance?
Our specialist gym insurance offers the individual wishing to take part in aerobics, fitness classes or just personal workouts a policy that is specifically tailored to suit their requirements. We can cover you for personal accident for up to £50,000 and for public liability up to £10 million.
Personal Accident cover includes cover for death, disablement, loss of sight or loss of limbs up to £50,000. We also offer physio cover; up to £500, broken bones or emergency dental cover, up to £250. And if, you are hospitalised through an injury that occurred in the gym, you’re covered for up to £30 per day.
You can add all this optional extra cover to your gym insurance policy for just £20, and giving you the peace of mind you need to train even harder.
We also offer a loss of earnings option. For a small fee on top of your premium, you could insure against financial uncertainty. For example, if you were to injure yourself training and that meant that you were unable to work, depending on the level of cover you choose, you would receive what may be a much needed weekly allowance.
And for those that have invested in equipment, we have a specialist extra equipment cover option. This is ideal for personal trainers who provide their own equipment for client sessions and for those that workout at home using their own equipment. No matter the cost of your equipment, we will tailor a gym insurance policy to suit your specific requirements.
And finally, to finish off our unbeatable gym insurance cover, we have an option that will cover you anywhere in the world whilst at the gym.
If you train others, remember we also offer specialist personal trainer insurance to keep you covered while you do your job.
Why do I need personal sports insurance?
Unfortunately, with most sports, there’s often a risk of suffering an injury which could not only stop you playing, but also affect your ability to work and earn for a period of time. We offer Personal Accident and Loss of Earnings cover to help with unexpected costs, so you can focus on getting back into the game.
Take a look at the following examples of why every amateur sports player and participant should have specialist insurance:
- You injure yourself during a session and require physio treatment.
- You suffer an injury during a session which means you can’t work and earn for a period of time.
- Your sports equipment is damaged, lost or stolen.
- You accidentally injure another participant during a session and they decide to take legal action against you.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
We won't be beaten on price
Our Lowest Price Guarantee means that if you find the same cover for less, we'll refund the difference
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Covered for online sessions
If you’re unable to train clients in person, you’re covered to train classes of up to 30 people in live, or pre-recorded, online sessions.
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